Don't Make a Mockery Out of Marriage.
My views on marriage are based on my moral beliefs. I believe that marriage is forever and not just until you get tired of someone. Unfortunately the world has a different take on the subject. People tend to view marriage as if it is a dress with the tag still on it. They wear it for little bit and once they get tired of it they try to take it back. Like buying a pair of new Nike Air Force Ones - if we get one smudge on them, we look to replace them.
Many don't view marriage as being important anymore. Today people see being married as a sort natural progression. Some of us feel that once we reach a certain age and achieve certain accomplishments, marriage is the next step. The deep significance of a lifelong partner becomes overlooked. The situation also becomes worse the older we become, because many of us will marry the first person that seems semi decent. Nothing makes people rush to the altar faster than when they see their friends getting married and start having babies.
When so many people start adopting these trivial thoughts on marriage, the sacredness of the institution becomes null and void. I believe that this is one of the reasons that the divorce rate is so high. People don't understand that marriage is not a game. It is a lot of hard work and there are many sacrifices to be made. Unfortunately folks don't seriously think about these things when they rush to get married. As soon as problems arise, they feel that divorce is the way to go.
Marriage is not a a short term lease where you test it out for a little bit and get a newer one later. The world has adopted this great lack of commitment that makes marriage into a joke. It's crazy, but now people get married because of a drunken night in Vegas or because they lost a bet. Seriously, Kim Kardashian?! 72 days?! Is that what marriage has now become? Because no one wants to take marriage seriously, many are over before they start.
I get into arguments with people all of the time when I tell them that if I were rich, I would not sign a prenuptial agreement. I understand that the agreement would be there as a protection of my assets, but what about becoming one? What's mine is yours and what's yours is mine but I guess that only works for poor people…..? To me this agreement is saying “just in case”. Well I don't want a “just in case” marriage - we are sticking this thing out. I always say that marriage is not all about drinking piña coladas and making love under the pale moonlight. If you think it is, you seriously shouldn't get married. That way you will save yourself a divorce later on.
Over the past few years, I have been to more weddings then I care to count. Each time I heard the pastor tell the bride and groom that marriage is a sacred bond and that it is not to be taken lightly. Maybe we live in a Godless society where people don't care about making and breaking vows to God. I take my vows seriously. Don't get me wrong - this walk ain't easy. This thing is a full time job with long hours but if you meet the right person, the pay is excellent. Maybe there needs to be more stringent rules to getting married. That way people would have time to think before rushing into it. I know that this would never happen so all I can do is worry about my own marriage. I refuse to make a mockery out of marriage, I just wish everyone else would follow suit!
Thursday, February 23, 2012
Thursday, February 16, 2012
I NEED TO GET MY MONEY RIGHT
Now It's Time To Man Up And Get My Money Right
I was out with some friends a few years ago when a girl said that she wouldn't date a man unless she saw his credit score. At the time that statement made me mad but my thoughts have since changed on that subject. For so long I didn't understand the importance of getting my finances in order, I thought that if you had enough cash, you could buy whatever you wanted and though that maybe true to a certain extent, having good credit is just as important as having a lot of cash. Unfortunately, too many people are uneducated when it comes to financial literacy. We become too focused on keeping up with the Joneses, amassing huge amounts of debt that we spend years trying to correct.
God knows that I could smack myself for my stupid financial decisions in my teens and early adult years. My family never taught me about saving my money and as I look back, I seriously cannot remember a single conversation about credit. When I think of it, many of them were living check to check and maybe I thought that if I went to college, I would not suffer that same fate. I wish somebody would have said, “Ilex, don't apply for that Macy's card….don't apply for that Burdines card…. don't get all of those credit cards when you don't know how you are going to pay for them”. Someone should have grabbed me by the back of my shirt when companies were trying to entice me with free t-shirts and pizzas on my college campus.
I remember thinking to myself that I would one day make enough money that bad credit wouldn't be a problem -boy was I wrong. Being irresponsible with my credit has caused me a great deal of heartache throughout the years. A few years ago I applied for a job with the U.S. Marshalls Department and I was turned down because my credit was so horrible. Literally, I lost a dream job because of credit. I didn't even know that it was possible to not be hired because of my finances. Besides not getting jobs, I realized that getting loans had become close to impossible. When trying to buy a car, I found someone to give me a loan but the interest rate was so high that it seemed as if I were paying a mortgage. This situation makes matters worse because instead of climbing out of debt, you end up sinking further into it.
Yesterday was another kick in the gut for me because I was turned down for a company American Express card. Honestly, I am so embarrassed by that because even with a corporation backing me, lenders still see me as a threat. I’ve done a much better job with my credit in the past few years but I am still playing catch up. I am still paying back money for cards that I opened up in college and instead of having extra money that I could be saving, I am dealing with my past stupidity. I am trying not to beat myself up about this but I am no longer a single man. My wife has to take this journey with me and I can't help but to feel bad that she has to suffer because of me.
There are too many people like me in the US. We put too much stock in trying to buy material things. We want to look like everyone else or better than everyone else but we can't afford it. It's not until something important comes along that we see how stupid we have been. My wife had a house before we met but I am imagining in horror what a lender would have said if we were going to buy our first house together. Because of my bad credit, the interest rate would probably be something ridiculous. I can't change yesterday. They say that hindsight is biased for a reason. Clearly, if I knew then what I know now I would have done things differently. All I can do now is correct the wrong that I have done and be an example for others of what not to do financially. I want to get my finances in order so when my kids are older, I can show them a positive example and I can help them in their life pursuits. As a man and a husband I want to support my wife and not leave things on her shoulders. At the end of the day I am not longer a boy and now, it is time to man up!
I was out with some friends a few years ago when a girl said that she wouldn't date a man unless she saw his credit score. At the time that statement made me mad but my thoughts have since changed on that subject. For so long I didn't understand the importance of getting my finances in order, I thought that if you had enough cash, you could buy whatever you wanted and though that maybe true to a certain extent, having good credit is just as important as having a lot of cash. Unfortunately, too many people are uneducated when it comes to financial literacy. We become too focused on keeping up with the Joneses, amassing huge amounts of debt that we spend years trying to correct.
God knows that I could smack myself for my stupid financial decisions in my teens and early adult years. My family never taught me about saving my money and as I look back, I seriously cannot remember a single conversation about credit. When I think of it, many of them were living check to check and maybe I thought that if I went to college, I would not suffer that same fate. I wish somebody would have said, “Ilex, don't apply for that Macy's card….don't apply for that Burdines card…. don't get all of those credit cards when you don't know how you are going to pay for them”. Someone should have grabbed me by the back of my shirt when companies were trying to entice me with free t-shirts and pizzas on my college campus.
I remember thinking to myself that I would one day make enough money that bad credit wouldn't be a problem -boy was I wrong. Being irresponsible with my credit has caused me a great deal of heartache throughout the years. A few years ago I applied for a job with the U.S. Marshalls Department and I was turned down because my credit was so horrible. Literally, I lost a dream job because of credit. I didn't even know that it was possible to not be hired because of my finances. Besides not getting jobs, I realized that getting loans had become close to impossible. When trying to buy a car, I found someone to give me a loan but the interest rate was so high that it seemed as if I were paying a mortgage. This situation makes matters worse because instead of climbing out of debt, you end up sinking further into it.
Yesterday was another kick in the gut for me because I was turned down for a company American Express card. Honestly, I am so embarrassed by that because even with a corporation backing me, lenders still see me as a threat. I’ve done a much better job with my credit in the past few years but I am still playing catch up. I am still paying back money for cards that I opened up in college and instead of having extra money that I could be saving, I am dealing with my past stupidity. I am trying not to beat myself up about this but I am no longer a single man. My wife has to take this journey with me and I can't help but to feel bad that she has to suffer because of me.
There are too many people like me in the US. We put too much stock in trying to buy material things. We want to look like everyone else or better than everyone else but we can't afford it. It's not until something important comes along that we see how stupid we have been. My wife had a house before we met but I am imagining in horror what a lender would have said if we were going to buy our first house together. Because of my bad credit, the interest rate would probably be something ridiculous. I can't change yesterday. They say that hindsight is biased for a reason. Clearly, if I knew then what I know now I would have done things differently. All I can do now is correct the wrong that I have done and be an example for others of what not to do financially. I want to get my finances in order so when my kids are older, I can show them a positive example and I can help them in their life pursuits. As a man and a husband I want to support my wife and not leave things on her shoulders. At the end of the day I am not longer a boy and now, it is time to man up!
Wednesday, February 8, 2012
I AM GRATEFUL FOR MY WIFE
I Am So Grateful For My Wife
What is gratitude? Merriam-Webster defines gratitude as the state of being grateful. The Macmillion dictionary defines it as a feeling of being grateful because someone has given you something or done something for you. No matter the specific definition of the word, we can all find a reason to be grateful. I am grateful for life because many people never reached my age. I am grateful for family and friends because many people have no support. I am grateful for my job because unemployment is extremely high right now. I am grateful to God for loving me even though I don't deserve it and for giving me my wife even though I don't deserve such a wonderful blessing.
My marriage is in no way perfect but as I always say to my friends, "I will take my marriage over being single any day." I think back to my dating days and I realize that a great woman is not as easy to find as people assume. People always say that a good man is hard to find but trust me when I tell you, a good woman is equally as hard to find – and not every woman is marriage material. Like some women, I have been lied to and cheated on. I have been led to believe one thing and the reality was something totally different. There was a time, like most people, I wanted to give up - but I am glad that I didn't.
I am so grateful to have found a woman who is willing to show the same love and respect for me that I show her. When she goes somewhere, I trust that she has my best interests at heart. I am so happy that we have the ability to work things out because most people would rather throw relationships away when they have issues. I am so lucky to have found a woman who does not need me to make her life. She already had a life and she chose to allow me in it. My wife knows how to handle her business and yet still makes me feel that I am needed.
If you knew me, you would know that I love to give gifts. And nothing makes me happier than to see the woman that I love happy. In the past I felt as if people mistook my kindness for weakness. At one point I started to see myself shut down but I am glad that I found a woman who is just like me when it comes to showing how important we are to each other. I never wanted to change as a person because some people did evil deeds against me. My wife helped me regain my trust and ability to give. She brings me home clothes just because she thinks I would look good in them and though I may not always like what she picks up for me, I am thrilled that she thought about me!
I am grateful that someone could see past my imperfections and still decide to stay with me. I know that my wife is a hot commodity because she is beautiful, educated, financially savvy, and just plain sexy. She could have had any man in the world and yet she chose me. I don't think poorly about myself, but no matter what you think about yourself, it is still an honor when someone voluntarily chooses to spend the rest of their days with you and only you. Lastly I am grateful for the struggles of the past because they let me know how wonderful a real relationship can be. I am also grateful for some of the struggles in my marriage because they help me grow as a person. I see what I have as a gift from God, so I am grateful for every minute I have these blessings!
What is gratitude? Merriam-Webster defines gratitude as the state of being grateful. The Macmillion dictionary defines it as a feeling of being grateful because someone has given you something or done something for you. No matter the specific definition of the word, we can all find a reason to be grateful. I am grateful for life because many people never reached my age. I am grateful for family and friends because many people have no support. I am grateful for my job because unemployment is extremely high right now. I am grateful to God for loving me even though I don't deserve it and for giving me my wife even though I don't deserve such a wonderful blessing.
My marriage is in no way perfect but as I always say to my friends, "I will take my marriage over being single any day." I think back to my dating days and I realize that a great woman is not as easy to find as people assume. People always say that a good man is hard to find but trust me when I tell you, a good woman is equally as hard to find – and not every woman is marriage material. Like some women, I have been lied to and cheated on. I have been led to believe one thing and the reality was something totally different. There was a time, like most people, I wanted to give up - but I am glad that I didn't.
I am so grateful to have found a woman who is willing to show the same love and respect for me that I show her. When she goes somewhere, I trust that she has my best interests at heart. I am so happy that we have the ability to work things out because most people would rather throw relationships away when they have issues. I am so lucky to have found a woman who does not need me to make her life. She already had a life and she chose to allow me in it. My wife knows how to handle her business and yet still makes me feel that I am needed.
If you knew me, you would know that I love to give gifts. And nothing makes me happier than to see the woman that I love happy. In the past I felt as if people mistook my kindness for weakness. At one point I started to see myself shut down but I am glad that I found a woman who is just like me when it comes to showing how important we are to each other. I never wanted to change as a person because some people did evil deeds against me. My wife helped me regain my trust and ability to give. She brings me home clothes just because she thinks I would look good in them and though I may not always like what she picks up for me, I am thrilled that she thought about me!
I am grateful that someone could see past my imperfections and still decide to stay with me. I know that my wife is a hot commodity because she is beautiful, educated, financially savvy, and just plain sexy. She could have had any man in the world and yet she chose me. I don't think poorly about myself, but no matter what you think about yourself, it is still an honor when someone voluntarily chooses to spend the rest of their days with you and only you. Lastly I am grateful for the struggles of the past because they let me know how wonderful a real relationship can be. I am also grateful for some of the struggles in my marriage because they help me grow as a person. I see what I have as a gift from God, so I am grateful for every minute I have these blessings!
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